Lender in North Carolina · HMDA 2025
254900yz174h294jw398 mortgages in North Carolina
254900yz174h294jw398's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
254900yz174h294jw398 originated 257 owner-occupied single-family loans in North Carolina from 288 completed applications.
Its median conventional purchase loan costs were $5,230 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
257
of 288 applications
Denial rate
1.4%
Purchase · NC 7.6%
Rate spread
+0.01 pts
Conv. · NC +0.04 pts
Loan amount
$385,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 257 | 1.4% | 6.500% | +0.01 pts | $5,230 | $385,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where 254900yz174h294jw398 ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gaston County | 25 | 45 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology