Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

254900yz174h294jw398 mortgages in Texas

254900yz174h294jw398's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

254900yz174h294jw398 originated 856 owner-occupied single-family loans in Texas from 1,040 completed applications.

Its median conventional purchase loan costs were $7,170 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.25% (Texas: 6.50%).

Loans in TX
856
of 1,040 applications
Denial rate
2.9%
Purchase · TX 10.2%
Rate spread
−0.16 pts
Conv. · TX +0.09 pts
Loan amount
$445,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,0398552.9%6.250%−0.16 pts$7,170$445,000
Refinance11—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Texas counties where 254900yz174h294jw398 ranks in the top 25

CountyRankLoansMarket share
Fort Bend County101621.2%
Williamson County221260.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology