Lender in New Jersey · HMDA 2025
Absolute Home Mortgage Corporation mortgages in New Jersey
Absolute Home Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Absolute Home Mortgage Corporation originated 1,397 owner-occupied single-family loans in New Jersey from 1,458 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $6,560 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
1,397
of 1,458 applications
Denial rate
4.1%
Purchase · NJ 8.4%
Rate spread
+0.36 pts
Conv. · NJ +0.12 pts
Loan amount
$395,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,275 | 1,220 | 4.1% | 6.750% | +0.36 pts | $6,560 | $395,000 |
| Refinance | 183 | 177 | 3.3% | 6.625% | +0.25 pts | $7,220 | $375,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Absolute Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 5 | 56 | 3.7% |
| Sussex County | 6 | 80 | 3.4% |
| Camden County | 7 | 177 | 2.9% |
| Morris County | 9 | 123 | 2.1% |
| Middlesex County | 11 | 122 | 1.5% |
| Passaic County | 11 | 100 | 2.7% |
| Burlington County | 13 | 120 | 1.9% |
| Monmouth County | 15 | 109 | 1.4% |
| Hunterdon County | 17 | 22 | 1.4% |
| Salem County | 17 | 14 | 1.6% |
| Ocean County | 18 | 101 | 1.2% |
| Mercer County | 20 | 47 | 1.2% |
| Union County | 21 | 53 | 1.1% |
| Gloucester County | 23 | 54 | 1.2% |
| Cumberland County | 23 | 13 | 0.9% |
| Hudson County | 24 | 31 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology