Lender in New York · HMDA 2025
Absolute Home Mortgage Corporation mortgages in New York
Absolute Home Mortgage Corporation's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Absolute Home Mortgage Corporation originated 270 owner-occupied single-family loans in New York from 294 completed applications.
Its median conventional purchase loan costs were $5,250 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.875% (New York: 6.50%).
Loans in NY
270
of 294 applications
Denial rate
7.5%
Purchase · NY 9.5%
Rate spread
+0.49 pts
Conv. · NY +0.07 pts
Loan amount
$215,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 265 | 245 | 7.5% | 6.875% | +0.49 pts | $5,250 | $215,000 |
| Refinance | 29 | 25 | 13.8% | — | — | — | $225,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Absolute Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinton County | 2 | 99 | 19.7% |
| Franklin County | 3 | 22 | 10.6% |
| Essex County | 5 | 12 | 4.7% |
| Broome County | 14 | 28 | 2.1% |
| Tioga County | 16 | 7 | 1.7% |
| Chenango County | 22 | 3 | 1.0% |
| Washington County | 24 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology