Lender in Maryland · HMDA 2025
Alcova Mortgage LLC mortgages in Maryland
Alcova Mortgage LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Alcova Mortgage LLC originated 214 owner-occupied single-family loans in Maryland from 236 completed applications.
Its median conventional purchase loan costs were $4,400 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
214
of 236 applications
Denial rate
3.3%
Purchase · MD 8.6%
Rate spread
+0.22 pts
Conv. · MD +0.14 pts
Loan amount
$205,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 193 | 3.3% | 6.750% | +0.22 pts | $4,400 | $205,000 |
| Refinance | 25 | 21 | 8.0% | — | — | — | $255,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Alcova Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Allegany County | 1 | 128 | 17.8% |
| Garrett County | 18 | 3 | 1.2% |
| Talbot County | 24 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology