Lender in South Carolina · HMDA 2025
Alcova Mortgage LLC mortgages in South Carolina
Alcova Mortgage LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Alcova Mortgage LLC originated 299 owner-occupied single-family loans in South Carolina from 356 completed applications.
Its median conventional purchase loan costs were $4,290 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
299
of 356 applications
Denial rate
5.3%
Purchase · SC 8.8%
Rate spread
+0.15 pts
Conv. · SC +0.12 pts
Loan amount
$255,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 274 | 5.3% | 6.625% | +0.15 pts | $4,290 | $255,000 |
| Refinance | 33 | 25 | 12.1% | — | — | — | $315,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Alcova Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dillon County | 1 | 38 | 26.4% |
| Marion County | 11 | 5 | 2.8% |
| Florence County | 16 | 23 | 1.6% |
| Chester County | 16 | 6 | 1.1% |
| Marlboro County | 19 | 2 | 1.8% |
| Darlington County | 21 | 6 | 1.1% |
| Georgetown County | 25 | 8 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology