Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Alkan Mortgage Corporation: 2025 mortgage rates, costs & approvals

How Alkan Mortgage Corporation priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: ALKAN MORTGAGE CORPORATION · LEI 5493005PT09Z02WXW551

In 2025, Alkan Mortgage Corporation originated 480 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 3 states — 745th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.875% (all lenders: 6.625%); its median rate spread was 31 basis points above the national median. Median conventional loan costs were $7,720, 39% higher than the national median ($5,570).

It denied 4.4% of completed home-purchase applications (all lenders: 8.5%).

Loans
480
of 546 applications
Denial rate
4.4%
Purchase · all 8.5%
30-yr fixed rate
6.875%
Conv. · all 6.625%
Loan costs
$7,720
Conv. · all $5,570
Loan amount
$305,000
Purchase · all $335,000
Borrower income
$109,000
Purchase · all $116,000

How Alkan Mortgage Corporation priced home-purchase loans

Purchase loans, 2025Alkan Mortgage CorporationAll lenders
30-year fixed rate · conventional6.875%6.625%
30-year fixed rate · FHA6.500%6.250%
30-year fixed rate · VA6.500%6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.44 pts+0.13 pts
Total loan costs · conventional$7,720$5,570
Total loan costs · FHA$12,560$11,310
Total loan costs · VA$9,650$6,490
Origination charges (all types)$3,570$1,860
Borrowers paying discount points64.9%51.3%
Points paid, when paid (% of loan)0.73%0.87%
Borrowers receiving lender credits20.0%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 57.3% 275
FHA 32.7% 157
VA 10.0% 48

By purpose

Home purchase 88.3% 424
Refinance 4.6% 22
Cash-out refinance 7.1% 34
Home value
—
Median, purchase loans
Down payment
—
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
11.5%
Cash-out 19.6%

Why Alkan Mortgage Corporation denied purchase applications

Debt-to-income ratio 42.9% 9
Collateral (appraisal/property) 28.6% 6
Insufficient cash (down payment/closing costs) 9.5% 2
Employment history 4.8% 1
Credit history 4.8% 1
Unverifiable information 4.8% 1
Other 4.8% 1

First reason the lender reported for each denied home-purchase application.

Where Alkan Mortgage Corporation lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Florida4775434.5%6.875%$7,720
Tennessee22———
California11———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Alkan Mortgage Corporation's page for that state.

Counties where Alkan Mortgage Corporation is a top lender

CountyRankLoansMarket share
Calhoun County, FL1811.3%
Highlands County, FL21161.1%
Volusia County, FL24710.8%

Check Alkan Mortgage Corporation yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology