Lender in California · HMDA 2025
Alliant Credit Union mortgages in California
Alliant Credit Union's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Alliant Credit Union originated 201 owner-occupied single-family loans in California from 231 completed applications.
Its median conventional purchase loan costs were $6,690 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
201
of 231 applications
Denial rate
9.9%
Purchase · CA 8.9%
Rate spread
−0.03 pts
Conv. · CA +0.09 pts
Loan amount
$1,005,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 131 | 118 | 9.9% | 6.375% | −0.03 pts | $6,690 | $1,005,000 |
| Refinance | 81 | 70 | 12.3% | — | −0.14 pts | $3,220 | $975,000 |
| Cash-out refinance | 19 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology