Lender in Illinois · HMDA 2025
Alliant Credit Union mortgages in Illinois
Alliant Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Alliant Credit Union originated 335 owner-occupied single-family loans in Illinois from 380 completed applications.
Its median conventional purchase loan costs were $5,910 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
335
of 380 applications
Denial rate
9.5%
Purchase · IL 9.2%
Rate spread
+0.03 pts
Conv. · IL +0.27 pts
Loan amount
$335,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 273 | 246 | 9.5% | 6.500% | +0.03 pts | $5,910 | $335,000 |
| Refinance | 75 | 64 | 8.0% | 6.125% | −0.10 pts | $2,750 | $425,000 |
| Cash-out refinance | 32 | 25 | 18.8% | — | +0.15 pts | $2,960 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Alliant Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grundy County | 24 | 8 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology