Lender in Alabama · HMDA 2025
Assurance Financial Group, L.L.C. mortgages in Alabama
Assurance Financial Group, L.L.C.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Assurance Financial Group, L.L.C. originated 619 owner-occupied single-family loans in Alabama from 648 completed applications.
Its median conventional purchase loan costs were $4,850 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
619
of 648 applications
Denial rate
3.2%
Purchase · AL 9.1%
Rate spread
+0.32 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 535 | 518 | 3.2% | 6.750% | +0.32 pts | $4,850 | $245,000 |
| Refinance | 85 | 76 | 10.6% | 6.750% | +0.24 pts | $4,890 | $305,000 |
| Cash-out refinance | 28 | 25 | 10.7% | — | — | — | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Assurance Financial Group, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pike County | 1 | 60 | 21.0% |
| Colbert County | 4 | 80 | 8.7% |
| Lauderdale County | 5 | 78 | 5.8% |
| Crenshaw County | 9 | 2 | 2.6% |
| Sumter County | 10 | 1 | 2.5% |
| Franklin County | 11 | 5 | 2.1% |
| Butler County | 12 | 2 | 1.7% |
| Macon County | 12 | 1 | 1.5% |
| Coffee County | 13 | 13 | 1.3% |
| Barbour County | 14 | 3 | 1.9% |
| Montgomery County | 16 | 38 | 1.5% |
| Henry County | 16 | 4 | 1.6% |
| Dale County | 17 | 9 | 1.5% |
| Blount County | 19 | 7 | 1.0% |
| Geneva County | 19 | 4 | 1.4% |
| Limestone County | 21 | 31 | 1.1% |
| Shelby County | 22 | 47 | 1.1% |
| Jefferson County | 24 | 79 | 1.0% |
| Pickens County | 24 | 1 | 0.8% |
| Lawrence County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology