Lender in Maine · HMDA 2025
Bangor Savings Bank mortgages in Maine
Bangor Savings Bank's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
Bangor Savings Bank originated 1,194 owner-occupied single-family loans in Maine from 1,286 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,580 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.375% (Maine: 6.625%).
Loans in ME
1,194
of 1,286 applications
Denial rate
6.2%
Purchase · ME 8.3%
Rate spread
+0.05 pts
Conv. · ME +0.23 pts
Loan amount
$325,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,118 | 1,047 | 6.2% | 6.375% | +0.05 pts | $3,580 | $325,000 |
| Refinance | 86 | 76 | 11.6% | 6.375% | −0.05 pts | $3,440 | $325,000 |
| Cash-out refinance | 82 | 71 | 13.4% | 6.625% | +0.01 pts | $3,610 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where Bangor Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Penobscot County | 1 | 228 | 11.9% |
| Cumberland County | 2 | 356 | 8.8% |
| Hancock County | 2 | 43 | 8.0% |
| Somerset County | 3 | 41 | 7.4% |
| Knox County | 3 | 34 | 8.4% |
| Sagadahoc County | 3 | 28 | 6.0% |
| Franklin County | 3 | 22 | 7.9% |
| Washington County | 3 | 19 | 6.9% |
| York County | 4 | 156 | 4.8% |
| Waldo County | 4 | 38 | 7.8% |
| Piscataquis County | 4 | 18 | 8.4% |
| Kennebec County | 5 | 81 | 4.8% |
| Androscoggin County | 5 | 67 | 4.5% |
| Oxford County | 7 | 21 | 3.2% |
| Lincoln County | 8 | 19 | 4.7% |
| Aroostook County | 10 | 23 | 3.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology