Lender in Colorado · HMDA 2025
Bank of Colorado mortgages in Colorado
Bank of Colorado's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Bank of Colorado originated 629 owner-occupied single-family loans in Colorado from 702 completed applications.
Its median conventional purchase loan costs were $6,080 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
629
of 702 applications
Denial rate
6.7%
Purchase · CO 6.3%
Rate spread
+0.12 pts
Conv. · CO +0.04 pts
Loan amount
$425,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 550 | 501 | 6.7% | 6.625% | +0.12 pts | $6,080 | $425,000 |
| Refinance | 113 | 100 | 9.7% | 6.125% | −0.07 pts | $3,980 | $375,000 |
| Cash-out refinance | 39 | 28 | 28.2% | 6.625% | +0.29 pts | $6,690 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Bank of Colorado ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Logan County | 1 | 50 | 22.0% |
| Yuma County | 1 | 22 | 31.4% |
| Washington County | 1 | 13 | 20.6% |
| Morgan County | 2 | 49 | 12.3% |
| Phillips County | 2 | 10 | 20.0% |
| Archuleta County | 3 | 22 | 8.9% |
| Moffat County | 3 | 13 | 7.6% |
| La Plata County | 4 | 35 | 4.9% |
| Sedgwick County | 4 | 2 | 8.3% |
| Montrose County | 6 | 20 | 3.4% |
| Delta County | 6 | 18 | 4.1% |
| San Miguel County | 8 | 3 | 3.8% |
| Garfield County | 10 | 19 | 2.6% |
| Pitkin County | 11 | 5 | 3.6% |
| Dolores County | 11 | 1 | 5.3% |
| Mesa County | 13 | 38 | 1.4% |
| Grand County | 13 | 5 | 1.7% |
| Larimer County | 14 | 95 | 1.7% |
| Montezuma County | 18 | 3 | 1.2% |
| Weld County | 20 | 98 | 1.4% |
| Eagle County | 25 | 4 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology