Lender in Missouri · HMDA 2025
Bell Bank mortgages in Missouri
Bell Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Bell Bank originated 363 owner-occupied single-family loans in Missouri from 395 completed applications.
Its median conventional purchase loan costs were $3,870 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
363
of 395 applications
Denial rate
3.9%
Purchase · MO 6.5%
Rate spread
+0.31 pts
Conv. · MO +0.24 pts
Loan amount
$285,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 330 | 316 | 3.9% | 6.625% | +0.31 pts | $3,870 | $285,000 |
| Refinance | 46 | 37 | 19.6% | — | +0.12 pts | $3,170 | $335,000 |
| Cash-out refinance | 19 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Bell Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Boone County | 8 | 49 | 1.9% |
| Randolph County | 22 | 3 | 0.8% |
| Ray County | 25 | 4 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology