Lender in Wisconsin · HMDA 2025
Bell Bank mortgages in Wisconsin
Bell Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Bell Bank originated 818 owner-occupied single-family loans in Wisconsin from 872 completed applications.
Its median conventional purchase loan costs were $3,470 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
818
of 872 applications
Denial rate
3.1%
Purchase · WI 6.2%
Rate spread
+0.19 pts
Conv. · WI +0.12 pts
Loan amount
$325,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 666 | 641 | 3.1% | 6.625% | +0.19 pts | $3,470 | $325,000 |
| Refinance | 151 | 132 | 11.9% | 6.375% | +0.07 pts | $2,850 | $375,000 |
| Cash-out refinance | 55 | 45 | 14.5% | 6.625% | +0.27 pts | $3,560 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Bell Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Croix County | 5 | 81 | 5.0% |
| Pierce County | 5 | 25 | 4.4% |
| Dane County | 6 | 227 | 3.0% |
| Polk County | 8 | 22 | 3.0% |
| Washington County | 9 | 67 | 3.0% |
| Adams County | 11 | 6 | 2.3% |
| Sheboygan County | 12 | 30 | 2.0% |
| Columbia County | 13 | 19 | 1.9% |
| Douglas County | 13 | 12 | 2.1% |
| Green County | 13 | 8 | 1.5% |
| Dodge County | 15 | 23 | 1.8% |
| Pepin County | 15 | 2 | 2.3% |
| Buffalo County | 16 | 3 | 1.9% |
| Sauk County | 17 | 12 | 1.4% |
| Door County | 21 | 3 | 0.9% |
| Iowa County | 22 | 4 | 1.3% |
| Waukesha County | 24 | 71 | 1.1% |
| Fond du Lac County | 25 | 14 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology