Brightland Mortgage Services, Ltd.: 2025 mortgage rates, costs & approvals
How Brightland Mortgage Services, Ltd. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: BRIGHTLAND MORTGAGE SERVICES, LTD. · LEI 549300V6F7N9BL5STN83
In 2025, Brightland Mortgage Services, Ltd. originated 756 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 2 states — 569th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.375% (all lenders: 6.625%); its median rate spread was 31 basis points below the national median. Median conventional loan costs were $2,180, 61% lower than the national median ($5,570).
It denied 1.1% of completed home-purchase applications (all lenders: 8.5%).
How Brightland Mortgage Services, Ltd. priced home-purchase loans
| Purchase loans, 2025 | Brightland Mortgage Services, Ltd. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.375% | 6.625% |
| 30-year fixed rate · FHA | 5.250% | 6.250% |
| 30-year fixed rate · VA | 5.500% | 6.125% |
| 15-year fixed rate · conventional | 5.875% | 5.875% |
| Rate spread vs. APOR · conventional | −0.18 pts | +0.13 pts |
| Total loan costs · conventional | $2,180 | $5,570 |
| Total loan costs · FHA | $7,690 | $11,310 |
| Total loan costs · VA | $3,400 | $6,490 |
| Origination charges (all types) | $0 | $1,860 |
| Borrowers paying discount points | 79.2% | 51.3% |
| Points paid, when paid (% of loan) | 1.50% | 0.87% |
| Borrowers receiving lender credits | 40.6% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where Brightland Mortgage Services, Ltd. lends
Counties where Brightland Mortgage Services, Ltd. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hays County, TX | 10 | 93 | 1.7% |
| Liberty County, TX | 16 | 17 | 1.4% |
| Brazos County, TX | 18 | 31 | 1.3% |
| Waller County, TX | 19 | 24 | 1.2% |
| Williamson County, TX | 25 | 112 | 0.9% |
Check Brightland Mortgage Services, Ltd. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300V6F7N9BL5STN83.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Brightland Mortgage Services, Ltd. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology