Compeer Financial, Flca: 2025 mortgage rates, costs & approvals
How Compeer Financial, Flca priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: COMPEER FINANCIAL, FLCA · LEI 549300EWFHPBZH38K695
In 2025, Compeer Financial, Flca originated 747 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 16 states — 573rd by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 7.50% (all lenders: 6.625%); its median rate spread was 62 basis points above the national median. Median conventional loan costs were $4,410, 21% lower than the national median ($5,570).
It denied 10.2% of completed home-purchase applications (all lenders: 8.5%).
How Compeer Financial, Flca priced home-purchase loans
| Purchase loans, 2025 | Compeer Financial, Flca | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 7.500% | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | +0.76 pts | +0.13 pts |
| Total loan costs · conventional | $4,410 | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $2,430 | $1,860 |
| Borrowers paying discount points | 93.3% | 51.3% |
| Points paid, when paid (% of loan) | 0.50% | 0.87% |
| Borrowers receiving lender credits | 6.9% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Compeer Financial, Flca denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Compeer Financial, Flca lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Wisconsin | 350 | 455 | 8.5% | 7.500% | $4,370 |
| Minnesota | 255 | 357 | 10.5% | 7.500% | $4,720 |
| Illinois | 121 | 174 | 11.9% | 7.500% | $3,880 |
| Texas | 7 | 13 | — | — | — |
| Iowa | 4 | 6 | — | — | — |
| Missouri | 2 | 2 | — | — | — |
| South Dakota | 2 | 2 | — | — | — |
| North Dakota | 1 | 3 | — | — | — |
| Kentucky | 1 | 1 | — | — | — |
| Maryland | 1 | 1 | — | — | — |
| Michigan | 1 | 1 | — | — | — |
| Ohio | 1 | 1 | — | — | — |
| West Virginia | 1 | 1 | — | — | — |
| Colorado | 0 | 1 | — | — | — |
| Florida | 0 | 1 | — | — | — |
| North Carolina | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Compeer Financial, Flca's page for that state.
Counties where Compeer Financial, Flca is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cottonwood County, MN | 3 | 13 | 11.3% |
| Faribault County, MN | 4 | 9 | 7.1% |
| Pepin County, WI | 4 | 6 | 7.0% |
| Jackson County, MN | 4 | 7 | 6.9% |
| Richland County, WI | 4 | 11 | 6.7% |
| Rock County, MN | 5 | 6 | 4.8% |
| Murray County, MN | 7 | 4 | 4.7% |
| Rusk County, WI | 4 | 8 | 4.7% |
| Nobles County, MN | 6 | 8 | 4.4% |
| Doddridge County, WV | 11 | 1 | 4.3% |
| Martin County, MN | 6 | 9 | 4.2% |
| Hancock County, IL | 6 | 5 | 3.9% |
| Iowa County, WI | 7 | 12 | 3.8% |
| Green Lake County, WI | 8 | 10 | 3.7% |
| Crawford County, WI | 7 | 6 | 3.6% |
Check Compeer Financial, Flca yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300EWFHPBZH38K695.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Compeer Financial, Flca with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology