Lender in Idaho · HMDA 2025
Canopy Mortgage, LLC mortgages in Idaho
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Canopy Mortgage, LLC originated 321 owner-occupied single-family loans in Idaho from 330 completed applications.
Its median conventional purchase loan costs were $8,650 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.50% (Idaho: 6.50%).
Loans in ID
321
of 330 applications
Denial rate
2.1%
Purchase · ID 4.9%
Rate spread
+0.11 pts
Conv. · ID +0.06 pts
Loan amount
$355,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 293 | 287 | 2.1% | 6.500% | +0.11 pts | $8,650 | $355,000 |
| Refinance | 14 | 14 | — | — | — | — | — |
| Cash-out refinance | 23 | 20 | 13.0% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 3 | 34 | 8.9% |
| Bonneville County | 5 | 123 | 6.0% |
| Jefferson County | 5 | 41 | 7.3% |
| Bingham County | 5 | 33 | 5.6% |
| Idaho County | 5 | 9 | 5.1% |
| Lewis County | 5 | 3 | 8.3% |
| Caribou County | 7 | 3 | 3.3% |
| Butte County | 9 | 2 | 5.9% |
| Benewah County | 11 | 3 | 2.7% |
| Oneida County | 15 | 2 | 2.2% |
| Fremont County | 17 | 3 | 1.9% |
| Bannock County | 18 | 13 | 1.0% |
| Custer County | 22 | 1 | 2.2% |
- Canopy Mortgage, LLC nationwide
- Idaho mortgage market
- Canopy Mortgage, LLC in Georgia
- Canopy Mortgage, LLC in Alabama
- Canopy Mortgage, LLC in Washington
- Canopy Mortgage, LLC in Texas
- Canopy Mortgage, LLC in Utah
- Canopy Mortgage, LLC in Oklahoma
- Canopy Mortgage, LLC in Tennessee
- Canopy Mortgage, LLC in Nevada
- Canopy Mortgage, LLC in North Carolina
- Canopy Mortgage, LLC in California
- Canopy Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology