Lender in Utah · HMDA 2025
Canopy Mortgage, LLC mortgages in Utah
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Canopy Mortgage, LLC originated 454 owner-occupied single-family loans in Utah from 479 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $7,720 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.50% (Utah: 6.50%).
Loans in UT
454
of 479 applications
Denial rate
2.1%
Purchase · UT 6.5%
Rate spread
−0.01 pts
Conv. · UT +0.05 pts
Loan amount
$445,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 339 | 328 | 2.1% | 6.500% | −0.01 pts | $7,720 | $445,000 |
| Refinance | 88 | 84 | 4.5% | 6.125% | −0.09 pts | $3,470 | $475,000 |
| Cash-out refinance | 52 | 42 | 19.2% | 6.625% | +0.22 pts | $5,020 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Morgan County | 12 | 4 | 1.7% |
| Sevier County | 13 | 4 | 1.3% |
| Carbon County | 14 | 5 | 1.5% |
| Utah County | 16 | 149 | 1.3% |
| Sanpete County | 20 | 4 | 0.9% |
| Salt Lake County | 22 | 117 | 0.8% |
| Davis County | 22 | 59 | 1.1% |
| Iron County | 22 | 8 | 0.7% |
| Duchesne County | 23 | 2 | 0.9% |
| Cache County | 25 | 13 | 0.7% |
- Canopy Mortgage, LLC nationwide
- Utah mortgage market
- Canopy Mortgage, LLC in Georgia
- Canopy Mortgage, LLC in Alabama
- Canopy Mortgage, LLC in Washington
- Canopy Mortgage, LLC in Texas
- Canopy Mortgage, LLC in Idaho
- Canopy Mortgage, LLC in Oklahoma
- Canopy Mortgage, LLC in Tennessee
- Canopy Mortgage, LLC in Nevada
- Canopy Mortgage, LLC in North Carolina
- Canopy Mortgage, LLC in California
- Canopy Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology