Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Colorado · HMDA 2025

Canvas Credit Union mortgages in Colorado

Canvas Credit Union's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.

Canvas Credit Union originated 548 owner-occupied single-family loans in Colorado from 553 completed applications.

Its median conventional purchase loan costs were $3,410 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).

Loans in CO
548
of 553 applications
Denial rate
0.5%
Purchase · CO 6.3%
Rate spread
+0.16 pts
Conv. · CO +0.04 pts
Loan amount
$475,000
Purchase · CO $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4394360.5%6.625%+0.16 pts$3,410$475,000
Refinance1141120.9%6.625%+0.18 pts$2,310$445,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Colorado counties where Canvas Credit Union ranks in the top 25

CountyRankLoansMarket share
Denver County161061.2%
Moffat County1621.2%
Lincoln County1611.6%
Ouray County2211.2%
Douglas County24851.0%
Arapahoe County25941.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology