Lender in Illinois · HMDA 2025
Carrollton Bank mortgages in Illinois
Carrollton Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Carrollton Bank originated 349 owner-occupied single-family loans in Illinois from 370 completed applications.
Its median conventional purchase loan costs were $2,620 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.49% (Illinois: 6.625%).
Loans in IL
349
of 370 applications
Denial rate
5.1%
Purchase · IL 9.2%
Rate spread
+0.04 pts
Conv. · IL +0.27 pts
Loan amount
$165,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 330 | 312 | 5.1% | 6.490% | +0.04 pts | $2,620 | $165,000 |
| Refinance | 22 | 21 | 4.5% | — | +0.03 pts | $2,130 | $195,000 |
| Cash-out refinance | 18 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Carrollton Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jersey County | 1 | 41 | 13.4% |
| Greene County | 1 | 29 | 25.4% |
| Madison County | 7 | 164 | 4.1% |
| Macoupin County | 7 | 17 | 3.3% |
| Calhoun County | 7 | 1 | 3.6% |
| Scott County | 13 | 1 | 3.1% |
| Cass County | 18 | 1 | 1.1% |
| Sangamon County | 19 | 39 | 1.5% |
| St. Clair County | 20 | 39 | 1.1% |
| Monroe County | 24 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology