Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Missouri · HMDA 2025

Carrollton Bank mortgages in Missouri

Carrollton Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.

Carrollton Bank originated 339 owner-occupied single-family loans in Missouri from 369 completed applications.

Its median conventional purchase loan costs were $3,670 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.375% (Missouri: 6.625%).

Loans in MO
339
of 369 applications
Denial rate
5.9%
Purchase · MO 6.5%
Rate spread
+0.14 pts
Conv. · MO +0.24 pts
Loan amount
$205,000
Purchase · MO $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3213025.9%6.375%+0.14 pts$3,670$205,000
Refinance312519.4%—−0.01 pts$3,040$375,000
Cash-out refinance1712—————

*Conventional loans only; medians with at least 20 loans.

Missouri counties where Carrollton Bank ranks in the top 25

CountyRankLoansMarket share
St. Louis County182041.5%
St. Louis city20401.3%
Iron County2011.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology