Lender in Colorado · HMDA 2025
Charles Schwab Bank, SSB mortgages in Colorado
Charles Schwab Bank, SSB's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Charles Schwab Bank, SSB originated 202 owner-occupied single-family loans in Colorado from 210 completed applications.
Its median conventional purchase loan costs were $3,640 versus $4,630 for all Colorado lenders.
Loans in CO
202
of 210 applications
Denial rate
2.0%
Purchase · CO 6.3%
Rate spread
−0.23 pts
Conv. · CO +0.04 pts
Loan amount
$875,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 150 | 144 | 2.0% | — | −0.23 pts | $3,640 | $875,000 |
| Refinance | 46 | 45 | 0.0% | — | −0.09 pts | $1,860 | $1,155,000 |
| Cash-out refinance | 14 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Charles Schwab Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Miguel County | 10 | 2 | 2.5% |
| Chaffee County | 21 | 3 | 0.8% |
| Eagle County | 22 | 4 | 0.7% |
| Boulder County | 23 | 31 | 0.8% |
| Ouray County | 23 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology