Lender in Florida · HMDA 2025
Citibank, N.A. mortgages in Florida
Citibank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Citibank, N.A. originated 290 owner-occupied single-family loans in Florida from 374 completed applications.
Its median conventional purchase loan costs were $7,360 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
290
of 374 applications
Denial rate
17.2%
Purchase · FL 12.8%
Rate spread
−0.25 pts
Conv. · FL +0.14 pts
Loan amount
$575,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 326 | 254 | 17.2% | 6.375% | −0.25 pts | $7,360 | $575,000 |
| Refinance | 34 | 28 | 8.8% | — | −0.34 pts | $5,770 | $845,000 |
| Cash-out refinance | 14 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology