Lender in Maryland · HMDA 2025
Citibank, N.A. mortgages in Maryland
Citibank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Citibank, N.A. originated 330 owner-occupied single-family loans in Maryland from 371 completed applications.
Its median conventional purchase loan costs were $5,890 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.125% (Maryland: 6.625%).
Loans in MD
330
of 371 applications
Denial rate
9.3%
Purchase · MD 8.6%
Rate spread
−0.39 pts
Conv. · MD +0.14 pts
Loan amount
$475,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 312 | 279 | 9.3% | 6.125% | −0.39 pts | $5,890 | $475,000 |
| Refinance | 50 | 44 | 10.0% | 6.000% | −0.27 pts | $4,290 | $515,000 |
| Cash-out refinance | 9 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Citibank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 15 | 166 | 1.6% |
| Prince George's County | 18 | 130 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology