Lender in Connecticut · HMDA 2025
Citizens Bank, N.A. mortgages in Connecticut
Citizens Bank, N.A.'s 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
Citizens Bank, N.A. originated 418 owner-occupied single-family loans in Connecticut from 490 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $8,730 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.50% (Connecticut: 6.625%).
Loans in CT
418
of 490 applications
Denial rate
12.0%
Purchase · CT 7.5%
Rate spread
−0.11 pts
Conv. · CT +0.14 pts
Loan amount
$625,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 342 | 301 | 12.0% | 6.500% | −0.11 pts | $8,730 | $625,000 |
| Refinance | 80 | 65 | 13.8% | — | −0.11 pts | $5,370 | $615,000 |
| Cash-out refinance | 68 | 52 | 23.5% | 6.750% | +0.11 pts | $5,630 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where Citizens Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Western Connecticut Planning Region | 9 | 189 | 2.9% |
| Lower Connecticut River Valley Planning Region | 20 | 27 | 1.2% |
| Greater Bridgeport Planning Region | 25 | 32 | 1.1% |
- Citizens Bank, N.A. nationwide
- Connecticut mortgage market
- Citizens Bank, N.A. in New York
- Citizens Bank, N.A. in Pennsylvania
- Citizens Bank, N.A. in Massachusetts
- Citizens Bank, N.A. in Ohio
- Citizens Bank, N.A. in New Jersey
- Citizens Bank, N.A. in Florida
- Citizens Bank, N.A. in Michigan
- Citizens Bank, N.A. in Virginia
- Citizens Bank, N.A. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology