Lender in Ohio · HMDA 2025
Citizens Bank, N.A. mortgages in Ohio
Citizens Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Citizens Bank, N.A. originated 755 owner-occupied single-family loans in Ohio from 903 completed applications.
Its median conventional purchase loan costs were $4,860 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
755
of 903 applications
Denial rate
12.4%
Purchase · OH 7.1%
Rate spread
+0.08 pts
Conv. · OH +0.22 pts
Loan amount
$185,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 566 | 491 | 12.4% | 6.500% | +0.08 pts | $4,860 | $185,000 |
| Refinance | 137 | 110 | 17.5% | 6.500% | +0.03 pts | $3,300 | $165,000 |
| Cash-out refinance | 200 | 154 | 22.5% | 6.875% | +0.41 pts | $4,240 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Citizens Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cuyahoga County | 14 | 220 | 1.6% |
| Stark County | 16 | 73 | 1.4% |
| Lucas County | 17 | 68 | 1.5% |
| Summit County | 18 | 85 | 1.2% |
| Trumbull County | 18 | 22 | 0.9% |
| Columbiana County | 20 | 12 | 1.1% |
| Lake County | 21 | 39 | 1.1% |
| Carroll County | 23 | 3 | 1.1% |
| Medina County | 24 | 29 | 1.0% |
- Citizens Bank, N.A. nationwide
- Ohio mortgage market
- Citizens Bank, N.A. in New York
- Citizens Bank, N.A. in Pennsylvania
- Citizens Bank, N.A. in Massachusetts
- Citizens Bank, N.A. in New Jersey
- Citizens Bank, N.A. in Connecticut
- Citizens Bank, N.A. in Florida
- Citizens Bank, N.A. in Michigan
- Citizens Bank, N.A. in Virginia
- Citizens Bank, N.A. in Rhode Island
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology