Lender in Florida · HMDA 2025
City National Bank of Florida mortgages in Florida
City National Bank of Florida's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
City National Bank of Florida originated 595 owner-occupied single-family loans in Florida from 687 completed applications.
Its median conventional purchase loan costs were $6,040 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.125% (Florida: 6.625%).
Loans in FL
595
of 687 applications
Denial rate
10.0%
Purchase · FL 12.8%
Rate spread
−0.20 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 609 | 545 | 10.0% | 6.125% | −0.20 pts | $6,040 | $325,000 |
| Refinance | 26 | 18 | 30.8% | — | — | — | — |
| Cash-out refinance | 52 | 32 | 38.5% | — | −0.01 pts | $9,250 | $825,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where City National Bank of Florida ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broward County | 17 | 156 | 0.9% |
| Miami-Dade County | 18 | 164 | 0.9% |
| Leon County | 20 | 31 | 1.1% |
| Wakulla County | 20 | 6 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology