Lender in Georgia · HMDA 2025
City National Bank of Florida mortgages in Georgia
City National Bank of Florida's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
City National Bank of Florida originated 237 owner-occupied single-family loans in Georgia from 258 completed applications.
Its median conventional purchase loan costs were $5,590 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
237
of 258 applications
Denial rate
4.2%
Purchase · GA 9.9%
Rate spread
−0.01 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 215 | 205 | 4.2% | 6.375% | −0.01 pts | $5,590 | $325,000 |
| Refinance | 17 | 13 | — | — | — | — | — |
| Cash-out refinance | 26 | 19 | 26.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where City National Bank of Florida ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Oconee County | 2 | 39 | 6.1% |
| Clarke County | 5 | 44 | 4.5% |
| Elbert County | 5 | 7 | 4.5% |
| Oglethorpe County | 5 | 7 | 3.3% |
| Hart County | 8 | 11 | 3.5% |
| Franklin County | 8 | 7 | 2.6% |
| Madison County | 10 | 8 | 2.2% |
| Morgan County | 15 | 5 | 1.5% |
| Greene County | 16 | 4 | 1.2% |
| Bleckley County | 19 | 2 | 1.5% |
| Walton County | 22 | 18 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology