Lender in Arizona · HMDA 2025
Direct Mortgage Loans, LLC mortgages in Arizona
Direct Mortgage Loans, LLC's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Direct Mortgage Loans, LLC originated 272 owner-occupied single-family loans in Arizona from 304 completed applications.
Its median conventional purchase loan costs were $8,010 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.875% (Arizona: 6.50%).
Loans in AZ
272
of 304 applications
Denial rate
1.7%
Purchase · AZ 8.2%
Rate spread
+0.46 pts
Conv. · AZ +0.11 pts
Loan amount
$405,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 238 | 214 | 1.7% | 6.875% | +0.46 pts | $8,010 | $405,000 |
| Refinance | 57 | 52 | 1.8% | 6.624% | +0.34 pts | $5,450 | $425,000 |
| Cash-out refinance | 9 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology