Lender in Indiana · HMDA 2025
Direct Mortgage Loans, LLC mortgages in Indiana
Direct Mortgage Loans, LLC's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Direct Mortgage Loans, LLC originated 266 owner-occupied single-family loans in Indiana from 296 completed applications.
Its median conventional purchase loan costs were $8,270 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
266
of 296 applications
Denial rate
2.2%
Purchase · IN 7.4%
Rate spread
+0.41 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 244 | 2.2% | 6.500% | +0.41 pts | $8,270 | $235,000 |
| Refinance | 20 | 16 | 0.0% | — | — | — | — |
| Cash-out refinance | 7 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Direct Mortgage Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Scott County | 7 | 12 | 3.3% |
| Jackson County | 8 | 16 | 3.1% |
| Lake County | 9 | 173 | 2.5% |
| Pulaski County | 14 | 3 | 2.1% |
| Miami County | 24 | 4 | 1.1% |
| Jasper County | 25 | 6 | 1.2% |
| Jennings County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology