Lender in Texas · HMDA 2025
Directions Equity, LLC mortgages in Texas
Directions Equity, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Directions Equity, LLC originated 1,452 owner-occupied single-family loans in Texas from 1,614 completed applications.
Its median conventional purchase loan costs were $6,730 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.25% (Texas: 6.50%).
Loans in TX
1,452
of 1,614 applications
Denial rate
3.2%
Purchase · TX 10.2%
Rate spread
+0.05 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,524 | 1,372 | 3.2% | 6.250% | +0.05 pts | $6,730 | $295,000 |
| Refinance | 77 | 68 | 3.9% | — | — | — | $315,000 |
| Cash-out refinance | 13 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Directions Equity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McMullen County | 1 | 1 | 100.0% |
| Zapata County | 4 | 4 | 9.8% |
| Bandera County | 5 | 8 | 3.3% |
| Bexar County | 6 | 758 | 2.8% |
| Medina County | 7 | 31 | 3.0% |
| Atascosa County | 8 | 15 | 3.2% |
| Frio County | 8 | 2 | 4.1% |
| Hidalgo County | 13 | 153 | 2.6% |
| Guadalupe County | 13 | 69 | 1.6% |
| Wilson County | 13 | 14 | 1.8% |
| Starr County | 16 | 3 | 1.7% |
| Cameron County | 17 | 56 | 1.9% |
| Midland County | 17 | 45 | 1.4% |
| Kinney County | 20 | 1 | 4.3% |
| Comal County | 21 | 46 | 1.2% |
| Willacy County | 23 | 1 | 1.7% |
| Val Verde County | 24 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology