Lender in New Mexico · HMDA 2025
Directors Mortgage, Inc. mortgages in New Mexico
Directors Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Directors Mortgage, Inc. originated 293 owner-occupied single-family loans in New Mexico from 380 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $5,220 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.99% (New Mexico: 6.625%).
Loans in NM
293
of 380 applications
Denial rate
7.3%
Purchase · NM 8.3%
Rate spread
+0.58 pts
Conv. · NM +0.18 pts
Loan amount
$245,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 357 | 275 | 7.3% | 6.990% | +0.58 pts | $5,220 | $245,000 |
| Refinance | 12 | 8 | — | — | — | — | — |
| Cash-out refinance | 11 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Directors Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| De Baca County | 1 | 2 | 28.6% |
| San Miguel County | 2 | 11 | 10.4% |
| Socorro County | 2 | 6 | 7.1% |
| Lea County | 6 | 30 | 5.7% |
| Torrance County | 6 | 6 | 5.5% |
| McKinley County | 11 | 3 | 2.2% |
| Bernalillo County | 13 | 151 | 1.8% |
| Valencia County | 16 | 22 | 1.9% |
| Curry County | 20 | 5 | 0.9% |
| Rio Arriba County | 23 | 2 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology