Lender in Oregon · HMDA 2025
Directors Mortgage, Inc. mortgages in Oregon
Directors Mortgage, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Directors Mortgage, Inc. originated 490 owner-occupied single-family loans in Oregon from 561 completed applications.
Its median conventional purchase loan costs were $10,230 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
490
of 561 applications
Denial rate
3.1%
Purchase · OR 5.7%
Rate spread
+0.28 pts
Conv. · OR +0.12 pts
Loan amount
$405,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 479 | 425 | 3.1% | 6.625% | +0.28 pts | $10,230 | $405,000 |
| Refinance | 47 | 42 | 6.4% | 6.125% | +0.10 pts | $10,190 | $385,000 |
| Cash-out refinance | 35 | 23 | 20.0% | 6.500% | +0.13 pts | $7,950 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Directors Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hood River County | 2 | 17 | 9.6% |
| Coos County | 4 | 37 | 5.4% |
| Wasco County | 5 | 13 | 5.3% |
| Lane County | 6 | 144 | 3.7% |
| Benton County | 9 | 23 | 3.3% |
| Josephine County | 15 | 12 | 1.3% |
| Douglas County | 16 | 18 | 1.6% |
| Tillamook County | 25 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology