Lender in North Carolina · HMDA 2025
Equity Resources, Inc. mortgages in North Carolina
Equity Resources, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Equity Resources, Inc. originated 368 owner-occupied single-family loans in North Carolina from 398 completed applications.
Its median conventional purchase loan costs were $4,070 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
368
of 398 applications
Denial rate
3.3%
Purchase · NC 7.6%
Rate spread
+0.18 pts
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 333 | 322 | 3.3% | 6.625% | +0.18 pts | $4,070 | $295,000 |
| Refinance | 53 | 37 | 30.2% | 6.490% | +0.02 pts | $3,020 | $295,000 |
| Cash-out refinance | 12 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Equity Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rockingham County | 17 | 17 | 1.3% |
| Guilford County | 21 | 75 | 1.1% |
| Robeson County | 21 | 7 | 1.1% |
| Vance County | 25 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology