Lender in Pennsylvania · HMDA 2025
Equity Resources, Inc. mortgages in Pennsylvania
Equity Resources, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Equity Resources, Inc. originated 658 owner-occupied single-family loans in Pennsylvania from 702 completed applications.
Its median conventional purchase loan costs were $4,940 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
658
of 702 applications
Denial rate
3.7%
Purchase · PA 6.7%
Rate spread
+0.23 pts
Conv. · PA +0.17 pts
Loan amount
$205,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 621 | 598 | 3.7% | 6.625% | +0.23 pts | $4,940 | $205,000 |
| Refinance | 44 | 29 | 34.1% | — | — | — | $245,000 |
| Cash-out refinance | 37 | 31 | 16.2% | 6.990% | +0.49 pts | $4,590 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Equity Resources, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Blair County | 3 | 64 | 5.6% |
| Erie County | 5 | 94 | 3.7% |
| Washington County | 6 | 83 | 3.3% |
| Greene County | 6 | 10 | 4.0% |
| Mercer County | 9 | 32 | 3.1% |
| Crawford County | 12 | 12 | 1.9% |
| Fayette County | 13 | 16 | 1.6% |
| Westmoreland County | 21 | 50 | 1.3% |
| Allegheny County | 23 | 162 | 1.3% |
| Beaver County | 24 | 22 | 1.1% |
| Somerset County | 25 | 4 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology