Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Tennessee · HMDA 2025

Everett Financial, Inc. mortgages in Tennessee

Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.

Everett Financial, Inc. originated 311 owner-occupied single-family loans in Tennessee from 339 completed applications.

Its median conventional purchase loan costs were $7,420 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.875% (Tennessee: 6.624%).

Loans in TN
311
of 339 applications
Denial rate
6.2%
Purchase · TN 7.7%
Rate spread
+0.48 pts
Conv. · TN +0.11 pts
Loan amount
$275,000
Purchase · TN $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2922706.2%6.875%+0.48 pts$7,420$275,000
Refinance1312—————
Cash-out refinance342914.7%———$195,000

*Conventional loans only; medians with at least 20 loans.

Tennessee counties where Everett Financial, Inc. ranks in the top 25

CountyRankLoansMarket share
Hawkins County12142.1%
Hamblen County13161.7%
Cocke County1361.9%
Sullivan County16311.3%
Fayette County2380.9%
Pickett County2312.4%
Carter County2560.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology