Lender in Texas · HMDA 2025
Everett Financial, Inc. mortgages in Texas
Everett Financial, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Everett Financial, Inc. originated 2,339 owner-occupied single-family loans in Texas from 2,496 completed applications.
Its median conventional purchase loan costs were $8,930 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
2,339
of 2,496 applications
Denial rate
5.2%
Purchase · TX 10.2%
Rate spread
+0.47 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,158 | 2,041 | 5.2% | 6.875% | +0.47 pts | $8,930 | $295,000 |
| Refinance | 158 | 138 | 11.4% | 6.375% | +0.18 pts | $7,880 | $335,000 |
| Cash-out refinance | 180 | 160 | 8.9% | 7.250% | +0.93 pts | $7,660 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Everett Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 6 | 440 | 2.1% |
| Fayette County | 7 | 5 | 2.9% |
| Hutchinson County | 8 | 8 | 3.6% |
| Midland County | 10 | 71 | 2.1% |
| Martin County | 10 | 2 | 4.4% |
| Ector County | 11 | 58 | 2.7% |
| Hunt County | 11 | 34 | 1.8% |
| Reeves County | 11 | 2 | 2.6% |
| Fannin County | 12 | 7 | 1.4% |
| Tarrant County | 15 | 340 | 1.4% |
| Kaufman County | 15 | 60 | 1.3% |
| Lee County | 15 | 2 | 1.8% |
| Navarro County | 16 | 9 | 1.7% |
| Howard County | 17 | 4 | 1.4% |
| Trinity County | 19 | 2 | 1.8% |
| Denton County | 20 | 186 | 0.9% |
| Harrison County | 20 | 7 | 1.1% |
| Ellis County | 21 | 62 | 1.3% |
| Calhoun County | 21 | 2 | 1.2% |
| Winkler County | 21 | 1 | 2.4% |
| Gregg County | 24 | 10 | 0.8% |
| Rains County | 24 | 2 | 1.4% |
| Colorado County | 25 | 2 | 1.5% |
- Everett Financial, Inc. nationwide
- Texas mortgage market
- Everett Financial, Inc. in Florida
- Everett Financial, Inc. in Georgia
- Everett Financial, Inc. in California
- Everett Financial, Inc. in Minnesota
- Everett Financial, Inc. in New York
- Everett Financial, Inc. in Michigan
- Everett Financial, Inc. in Colorado
- Everett Financial, Inc. in Tennessee
- Everett Financial, Inc. in Kentucky
- Everett Financial, Inc. in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology