Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Minnesota · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Minnesota

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 2,203 owner-occupied single-family loans in Minnesota from 2,293 completed applications, making it the state's #5 lender by volume.

Its median conventional purchase loan costs were $5,370 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).

Loans in MN
2,203
of 2,293 applications
Denial rate
2.1%
Purchase · MN 5.2%
Rate spread
+0.35 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2,0161,9582.1%6.750%+0.35 pts$5,370$285,000
Refinance20418110.8%6.125%+0.15 pts$5,370$335,000
Cash-out refinance736412.3%6.990%+0.46 pts$6,360$255,000

*Conventional loans only; medians with at least 20 loans.

Minnesota counties where Fairway Independent Mortgage Corporation ranks in the top 25

Showing the 30 counties where it ranks highest, of 55.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology