Lender in North Carolina · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in North Carolina
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 2,242 owner-occupied single-family loans in North Carolina from 2,350 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $5,320 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.75% (North Carolina: 6.50%).
Loans in NC
2,242
of 2,350 applications
Denial rate
3.0%
Purchase · NC 7.6%
Rate spread
+0.29 pts
Conv. · NC +0.04 pts
Loan amount
$305,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,112 | 2,033 | 3.0% | 6.750% | +0.29 pts | $5,320 | $305,000 |
| Refinance | 144 | 129 | 6.9% | 6.500% | +0.19 pts | $4,880 | $345,000 |
| Cash-out refinance | 94 | 80 | 13.8% | 6.875% | +0.53 pts | $6,170 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Fairway Independent Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 48.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Johnston County | 4 | 205 | 4.0% |
| Watauga County | 4 | 21 | 5.5% |
| Yadkin County | 4 | 21 | 5.4% |
| Ashe County | 4 | 16 | 6.3% |
| Stokes County | 5 | 36 | 5.8% |
| Forsyth County | 6 | 209 | 3.7% |
| Surry County | 6 | 22 | 3.1% |
| Union County | 7 | 105 | 2.1% |
| Anson County | 7 | 5 | 2.9% |
| Stanly County | 8 | 29 | 2.5% |
| Davie County | 9 | 20 | 2.8% |
| Catawba County | 10 | 70 | 2.5% |
| Davidson County | 10 | 70 | 2.5% |
| Granville County | 10 | 15 | 1.8% |
| Buncombe County | 12 | 48 | 1.6% |
| Rowan County | 12 | 44 | 1.8% |
| Caldwell County | 12 | 20 | 1.9% |
| Avery County | 12 | 2 | 1.3% |
| Mitchell County | 12 | 2 | 1.4% |
| Iredell County | 13 | 65 | 1.7% |
| Lincoln County | 13 | 31 | 1.9% |
| Franklin County | 13 | 29 | 1.8% |
| Burke County | 13 | 13 | 1.3% |
| Alleghany County | 13 | 2 | 1.6% |
| Cabarrus County | 14 | 69 | 1.5% |
| Alexander County | 14 | 6 | 1.6% |
| Haywood County | 15 | 11 | 1.3% |
| Polk County | 16 | 3 | 1.3% |
| Onslow County | 17 | 73 | 1.4% |
| Alamance County | 18 | 41 | 1.4% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology