Lender in North Carolina · HMDA 2025
Fifth Third Bank, N.A. mortgages in North Carolina
Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Fifth Third Bank, N.A. originated 614 owner-occupied single-family loans in North Carolina from 695 completed applications.
Its median conventional purchase loan costs were $4,230 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
614
of 695 applications
Denial rate
7.4%
Purchase · NC 7.6%
Rate spread
+0.03 pts
Conv. · NC +0.04 pts
Loan amount
$445,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 569 | 525 | 7.4% | 6.500% | +0.03 pts | $4,230 | $445,000 |
| Refinance | 81 | 62 | 22.2% | 6.125% | −0.03 pts | $2,960 | $345,000 |
| Cash-out refinance | 45 | 27 | 40.0% | 6.250% | +0.07 pts | $3,750 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Fifth Third Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chatham County | 15 | 22 | 1.7% |
| Lincoln County | 24 | 18 | 1.1% |
| Anson County | 25 | 2 | 1.1% |
- Fifth Third Bank, N.A. nationwide
- North Carolina mortgage market
- Fifth Third Bank, N.A. in Ohio
- Fifth Third Bank, N.A. in Michigan
- Fifth Third Bank, N.A. in Indiana
- Fifth Third Bank, N.A. in Illinois
- Fifth Third Bank, N.A. in Florida
- Fifth Third Bank, N.A. in Kentucky
- Fifth Third Bank, N.A. in South Carolina
- Fifth Third Bank, N.A. in Georgia
- Fifth Third Bank, N.A. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology