Lender in Ohio · HMDA 2025
Fifth Third Bank, N.A. mortgages in Ohio
Fifth Third Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Fifth Third Bank, N.A. originated 3,336 owner-occupied single-family loans in Ohio from 4,025 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,230 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
3,336
of 4,025 applications
Denial rate
8.6%
Purchase · OH 7.1%
Rate spread
+0.09 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,461 | 2,218 | 8.6% | 6.500% | +0.09 pts | $4,230 | $245,000 |
| Refinance | 702 | 532 | 22.2% | 6.500% | +0.21 pts | $2,050 | $175,000 |
| Cash-out refinance | 862 | 586 | 30.5% | 6.875% | +0.40 pts | $3,260 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Fifth Third Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 54.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Scioto County | 3 | 66 | 9.7% |
| Adams County | 3 | 18 | 6.7% |
| Highland County | 4 | 25 | 4.9% |
| Hamilton County | 5 | 395 | 3.6% |
| Lucas County | 5 | 192 | 4.1% |
| Seneca County | 5 | 19 | 3.6% |
| Butler County | 6 | 171 | 3.0% |
| Cuyahoga County | 7 | 390 | 2.9% |
| Fayette County | 7 | 20 | 5.1% |
| Pike County | 7 | 7 | 2.9% |
| Lorain County | 9 | 151 | 2.9% |
| Medina County | 9 | 72 | 2.6% |
| Miami County | 9 | 53 | 2.9% |
| Union County | 9 | 50 | 3.0% |
| Erie County | 9 | 25 | 2.9% |
| Sandusky County | 9 | 22 | 3.1% |
| Hancock County | 9 | 21 | 2.1% |
| Wood County | 10 | 48 | 2.9% |
| Portage County | 10 | 40 | 2.1% |
| Defiance County | 10 | 9 | 2.0% |
| Franklin County | 11 | 387 | 2.3% |
| Delaware County | 11 | 100 | 2.3% |
| Geauga County | 11 | 32 | 2.6% |
| Brown County | 11 | 12 | 1.9% |
| Preble County | 11 | 12 | 1.9% |
| Montgomery County | 12 | 169 | 2.2% |
| Summit County | 12 | 154 | 2.1% |
| Clermont County | 12 | 79 | 2.1% |
| Lake County | 12 | 67 | 1.8% |
| Warren County | 13 | 88 | 1.9% |
- Fifth Third Bank, N.A. nationwide
- Ohio mortgage market
- Fifth Third Bank, N.A. in Michigan
- Fifth Third Bank, N.A. in Indiana
- Fifth Third Bank, N.A. in Illinois
- Fifth Third Bank, N.A. in Florida
- Fifth Third Bank, N.A. in Kentucky
- Fifth Third Bank, N.A. in North Carolina
- Fifth Third Bank, N.A. in South Carolina
- Fifth Third Bank, N.A. in Georgia
- Fifth Third Bank, N.A. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology