Lender in Florida · HMDA 2025
Filo Mortgage, L.L.C. mortgages in Florida
Filo Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Filo Mortgage, L.L.C. originated 370 owner-occupied single-family loans in Florida from 457 completed applications.
Its median conventional purchase loan costs were $7,140 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
370
of 457 applications
Denial rate
8.7%
Purchase · FL 12.8%
Rate spread
+0.08 pts
Conv. · FL +0.14 pts
Loan amount
$405,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 367 | 306 | 8.7% | 6.500% | +0.08 pts | $7,140 | $405,000 |
| Refinance | 50 | 37 | 14.0% | 6.375% | −0.10 pts | $5,990 | $445,000 |
| Cash-out refinance | 40 | 27 | 15.0% | — | +0.10 pts | $5,420 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Filo Mortgage, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 17 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology