Lender in Texas · HMDA 2025
Filo Mortgage, L.L.C. mortgages in Texas
Filo Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Filo Mortgage, L.L.C. originated 220 owner-occupied single-family loans in Texas from 274 completed applications.
Its median conventional purchase loan costs were $7,060 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
220
of 274 applications
Denial rate
8.7%
Purchase · TX 10.2%
Rate spread
+0.06 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 196 | 164 | 8.7% | 6.500% | +0.06 pts | $7,060 | $315,000 |
| Refinance | 36 | 27 | 8.3% | — | −0.03 pts | $5,300 | $365,000 |
| Cash-out refinance | 42 | 29 | 11.9% | 6.875% | +0.15 pts | $6,640 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Filo Mortgage, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lamb County | 13 | 1 | 1.3% |
| Refugio County | 13 | 1 | 1.9% |
| Hockley County | 15 | 3 | 1.5% |
| DeWitt County | 22 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology