Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Illinois · HMDA 2025

First National Bank of Omaha mortgages in Illinois

First National Bank of Omaha's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

First National Bank of Omaha originated 220 owner-occupied single-family loans in Illinois from 249 completed applications.

Its median conventional purchase loan costs were $4,450 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).

Loans in IL
220
of 249 applications
Denial rate
10.7%
Purchase · IL 9.2%
Rate spread
+0.34 pts
Conv. · IL +0.27 pts
Loan amount
$235,000
Purchase · IL $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase19717610.7%6.750%+0.34 pts$4,450$235,000
Refinance282317.9%—+0.29 pts$2,540$195,000
Cash-out refinance242112.5%———$205,000

*Conventional loans only; medians with at least 20 loans.

Illinois counties where First National Bank of Omaha ranks in the top 25

CountyRankLoansMarket share
DeKalb County9372.6%
Boone County2281.2%
Ogle County2281.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology