Lender in Colorado · HMDA 2025
First Western Trust Bank mortgages in Colorado
First Western Trust Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
First Western Trust Bank originated 582 owner-occupied single-family loans in Colorado from 614 completed applications.
Its median conventional purchase loan costs were $2,700 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
582
of 614 applications
Denial rate
0.0%
Purchase · CO 6.3%
Rate spread
−0.06 pts
Conv. · CO +0.04 pts
Loan amount
$465,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 476 | 453 | 0.0% | 6.500% | −0.06 pts | $2,700 | $465,000 |
| Refinance | 107 | 99 | 0.9% | 6.125% | −0.09 pts | $3,460 | $475,000 |
| Cash-out refinance | 31 | 30 | 0.0% | — | +0.04 pts | $4,140 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where First Western Trust Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Larimer County | 2 | 257 | 4.5% |
| Pitkin County | 5 | 7 | 5.0% |
| Sedgwick County | 5 | 1 | 4.2% |
| Eagle County | 10 | 15 | 2.6% |
| Gunnison County | 14 | 2 | 0.9% |
| Ouray County | 17 | 1 | 1.2% |
| Logan County | 20 | 2 | 0.9% |
| Weld County | 21 | 89 | 1.3% |
| Moffat County | 21 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology