Lender in Tennessee · HMDA 2025
FirstBank mortgages in Tennessee
FirstBank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
FirstBank originated 2,211 owner-occupied single-family loans in Tennessee from 2,354 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $4,880 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
2,211
of 2,354 applications
Denial rate
4.4%
Purchase · TN 7.7%
Rate spread
+0.15 pts
Conv. · TN +0.11 pts
Loan amount
$345,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,899 | 1,803 | 4.4% | 6.625% | +0.15 pts | $4,880 | $345,000 |
| Refinance | 246 | 229 | 6.1% | 6.624% | +0.21 pts | $4,500 | $325,000 |
| Cash-out refinance | 209 | 179 | 12.9% | 6.875% | +0.28 pts | $4,550 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where FirstBank ranks in the top 25
Showing the 30 counties where it ranks highest, of 58.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Perry County | 1 | 12 | 16.4% |
| Henry County | 2 | 49 | 11.5% |
| Henderson County | 2 | 38 | 13.2% |
| Marion County | 2 | 29 | 6.7% |
| Hamilton County | 3 | 296 | 5.1% |
| Hickman County | 3 | 17 | 4.7% |
| Decatur County | 3 | 12 | 9.1% |
| Williamson County | 4 | 178 | 3.7% |
| Carroll County | 4 | 27 | 7.2% |
| DeKalb County | 4 | 22 | 6.2% |
| Humphreys County | 4 | 18 | 5.7% |
| Benton County | 4 | 16 | 6.8% |
| Chester County | 4 | 14 | 6.3% |
| Davidson County | 5 | 286 | 2.9% |
| Sevier County | 5 | 58 | 4.9% |
| Sequatchie County | 5 | 10 | 4.1% |
| Rutherford County | 6 | 223 | 3.6% |
| Dickson County | 6 | 49 | 4.6% |
| Cheatham County | 6 | 30 | 3.6% |
| Wilson County | 7 | 109 | 3.1% |
| Madison County | 7 | 39 | 3.3% |
| Moore County | 7 | 5 | 4.0% |
| Maury County | 8 | 58 | 2.4% |
| Jefferson County | 8 | 28 | 3.4% |
| Giles County | 8 | 14 | 2.9% |
| Smith County | 8 | 11 | 3.3% |
| Cannon County | 8 | 9 | 4.0% |
| Bradley County | 10 | 49 | 3.0% |
| Putnam County | 10 | 26 | 2.4% |
| Coffee County | 10 | 21 | 2.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology