Lender in Alabama · HMDA 2025
FirstBank mortgages in Alabama
FirstBank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
FirstBank originated 948 owner-occupied single-family loans in Alabama from 1,005 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,190 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
948
of 1,005 applications
Denial rate
4.3%
Purchase · AL 9.1%
Rate spread
+0.09 pts
Conv. · AL +0.17 pts
Loan amount
$285,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 889 | 843 | 4.3% | 6.500% | +0.09 pts | $4,190 | $285,000 |
| Refinance | 63 | 60 | 3.2% | 6.375% | +0.12 pts | $4,670 | $355,000 |
| Cash-out refinance | 53 | 45 | 13.2% | 6.750% | +0.31 pts | $4,270 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where FirstBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chilton County | 4 | 31 | 6.5% |
| Shelby County | 5 | 162 | 3.9% |
| Madison County | 9 | 230 | 3.0% |
| Coosa County | 9 | 2 | 3.1% |
| Jefferson County | 11 | 169 | 2.1% |
| Baldwin County | 11 | 89 | 1.8% |
| Limestone County | 12 | 65 | 2.3% |
| Tuscaloosa County | 12 | 54 | 2.1% |
| Jackson County | 12 | 9 | 1.6% |
| St. Clair County | 19 | 26 | 1.6% |
| Randolph County | 20 | 4 | 1.7% |
| Bibb County | 25 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology