Lender in Illinois · HMDA 2025
Firsttrust Home Loans, Inc. mortgages in Illinois
Firsttrust Home Loans, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Firsttrust Home Loans, Inc. originated 215 owner-occupied single-family loans in Illinois from 218 completed applications.
Its median conventional purchase loan costs were $2,980 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
215
of 218 applications
Denial rate
1.4%
Purchase · IL 9.2%
Rate spread
+0.29 pts
Conv. · IL +0.27 pts
Loan amount
$125,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 209 | 1.4% | 6.625% | +0.29 pts | $2,980 | $125,000 |
| Refinance | 6 | 6 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Firsttrust Home Loans, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 1 | 80 | 23.1% |
| Union County | 1 | 18 | 16.7% |
| Williamson County | 2 | 53 | 7.0% |
| Johnson County | 3 | 7 | 8.3% |
| Perry County | 3 | 7 | 5.9% |
| Massac County | 3 | 6 | 4.1% |
| Hamilton County | 3 | 4 | 9.8% |
| Alexander County | 3 | 1 | 6.7% |
| Pulaski County | 3 | 1 | 8.3% |
| Jackson County | 5 | 16 | 4.9% |
| Jefferson County | 7 | 8 | 3.0% |
| Pope County | 8 | 1 | 3.1% |
| Jasper County | 12 | 1 | 1.4% |
| Wayne County | 14 | 1 | 1.1% |
| Marion County | 15 | 5 | 1.5% |
| White County | 16 | 1 | 0.8% |
| Saline County | 18 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology