Lender in Tennessee · HMDA 2025
Firsttrust Home Loans, Inc. mortgages in Tennessee
Firsttrust Home Loans, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Firsttrust Home Loans, Inc. originated 271 owner-occupied single-family loans in Tennessee from 275 completed applications.
Its median conventional purchase loan costs were $4,420 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
271
of 275 applications
Denial rate
1.9%
Purchase · TN 7.7%
Rate spread
+0.22 pts
Conv. · TN +0.11 pts
Loan amount
$325,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 208 | 1.9% | 6.625% | +0.22 pts | $4,420 | $325,000 |
| Refinance | 40 | 40 | 0.0% | 6.490% | +0.09 pts | $4,310 | $395,000 |
| Cash-out refinance | 23 | 23 | 0.0% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Firsttrust Home Loans, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumner County | 5 | 110 | 2.6% |
| Robertson County | 6 | 65 | 3.9% |
| Cheatham County | 14 | 11 | 1.3% |
| Trousdale County | 19 | 2 | 1.1% |
| Henry County | 22 | 3 | 0.7% |
| Carroll County | 22 | 2 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology