Lender in Arkansas · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Arkansas
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 1,241 owner-occupied single-family loans in Arkansas from 1,263 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $3,620 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
1,241
of 1,263 applications
Denial rate
0.4%
Purchase · AR 8.5%
Rate spread
+0.12 pts
Conv. · AR +0.17 pts
Loan amount
$255,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,164 | 1,144 | 0.4% | 6.625% | +0.12 pts | $3,620 | $255,000 |
| Refinance | 70 | 68 | 2.9% | 6.125% | +0.03 pts | $4,200 | $305,000 |
| Cash-out refinance | 29 | 29 | 0.0% | 6.875% | +0.24 pts | $3,530 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Flat Branch Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lonoke County | 2 | 111 | 7.5% |
| Benton County | 3 | 351 | 5.3% |
| Washington County | 3 | 237 | 6.4% |
| Cross County | 3 | 10 | 5.3% |
| Madison County | 4 | 11 | 5.3% |
| White County | 5 | 72 | 6.9% |
| Desha County | 6 | 2 | 4.4% |
| Crawford County | 7 | 31 | 4.0% |
| Independence County | 7 | 12 | 2.7% |
| Poinsett County | 7 | 10 | 3.8% |
| Drew County | 7 | 2 | 2.1% |
| Izard County | 8 | 9 | 5.1% |
| Jackson County | 8 | 3 | 2.5% |
| Phillips County | 8 | 2 | 4.2% |
| Faulkner County | 10 | 65 | 3.3% |
| Pulaski County | 12 | 127 | 2.6% |
| Saline County | 12 | 46 | 2.0% |
| Boone County | 12 | 13 | 2.4% |
| Carroll County | 12 | 7 | 2.4% |
| St. Francis County | 13 | 2 | 2.5% |
| Bradley County | 14 | 1 | 2.0% |
| Nevada County | 14 | 1 | 2.0% |
| Jefferson County | 15 | 7 | 1.5% |
| Fulton County | 15 | 2 | 1.8% |
| Perry County | 15 | 2 | 1.7% |
| Howard County | 15 | 1 | 1.4% |
| Sebastian County | 16 | 29 | 2.1% |
| Franklin County | 16 | 4 | 1.9% |
| Craighead County | 17 | 25 | 1.7% |
| Cleburne County | 17 | 5 | 1.7% |
- Flat Branch Mortgage, Inc. nationwide
- Arkansas mortgage market
- Flat Branch Mortgage, Inc. in Missouri
- Flat Branch Mortgage, Inc. in Illinois
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Kansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Colorado
- Flat Branch Mortgage, Inc. in Iowa
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology